XRP Price Prediction: Path to $2.60 Amid Accumulation and Technical Signals

#XRP

• Bullish Technical Foundation: A positive MACD crossover and price stability above key Bollinger Band support ($1.83) suggest building upward momentum, targeting a break above the 20-day MA ($2.023) toward $2.22.
• Supportive Market Mechanics: Reports of Wall Street accumulation of supply and an increasing XRP burn rate create a favorable supply-demand dynamic, providing a fundamental basis for price recovery.
• Cautious but Achievable Target: While regulatory and macro concerns persist, the convergence of technicals and sentiment points to a feasible rebound trajectory toward the $2.60 level, contingent on holding critical support at $1.75.

XRP Price Prediction

Technical Analysis: XRP Shows Bullish Momentum Despite Short-Term Pressure

As of January 27, 2026, XRP is trading at $1.933, slightly below its 20-day moving average of $2.023, indicating potential short-term consolidation. However, the MACD indicator presents an encouraging picture: the MACD line at 0.0863 remains above the signal line at 0.0299, with a positive histogram reading of 0.0564. This configuration suggests underlying bullish momentum is building despite the price sitting below the moving average.

BTCC financial analyst John notes: 'The Bollinger Bands positioning offers crucial context. With the middle band at $2.0230, upper band at $2.2158, and lower band at $1.8302, the current price sits comfortably above the lower support level. This suggests the $1.83-$1.85 zone represents strong technical support. A sustained move above the 20-day MA at $2.023 could trigger acceleration toward the upper Bollinger Band NEAR $2.22.'

Market Sentiment: Accumulation Signals Contrast With Macro Caution

Current news Flow presents a mixed but ultimately constructive picture for XRP. Positive signals include reports of Wall Street accumulating 'distressed supply' - typically a bullish indicator suggesting institutional interest at perceived value levels - and a notable increase in XRP burn activity, which reduces circulating supply over time.

BTCC financial analyst John observes: 'The market narrative contains both fuel and friction. The accumulation and burn mechanics are fundamentally positive, while regulatory uncertainty and macro headwinds inject caution. The critical technical level everyone is watching is $1.75 support. Most analysts cited in recent headlines see a rebound trajectory toward $2.60 as feasible if that support holds, which aligns with our technical framework.'

Factors Influencing XRP's Price

XRP Flashes Rare Buy Signal as Wall Street Accumulates Distressed Supply

XRP's market dynamics reveal a compelling divergence between retail panic and institutional accumulation. The asset's 30-day Market Value to Realized Value (MVRV) sits at -5.7%, signaling one of the most pronounced undervaluations since 2022. Historical patterns suggest such extremes typically precede rallies of 20-40% within 60 days.

Blockchain analytics firm Santiment notes the current price near $1.88 represents a structural reset rather than temporary weakness. The 30-day cohort's breakeven point at $1.99 creates a clear technical magnet. Meanwhile, stablecoin reserves across exchanges hit record highs this week, indicating available capital waiting for entry points.

Derivatives markets tell a contrasting story. While spot accumulation continues, perpetual swap funding rates remain negative—a rare alignment that last occurred before XRP's 110% surge in Q4 2023. This divergence between spot demand and leveraged positioning often precedes explosive moves.

XRP Burn Surge: Signs a Price Comeback Is Brewing in 2026

XRP has begun to show renewed activity after a period of stagnation, with its burn rate climbing 1% as 400 coins were destroyed through transaction fees. This uptick in network usage suggests a potential shift in market sentiment, even as the broader crypto market grapples with low volatility and erratic price movements.

On-chain data reveals that XRP's unique behavior—increased activity during price declines—historically precedes renewed investor interest. The growing demand for payment transactions signals reduced selling pressure, as holders prioritize utility over speculation.

CryptoQuant's metrics highlight this divergence: while most assets face sideways trading, XRP's burning mechanism is accelerating. The token's deflationary design could position it for outperformance when market conditions improve.

XRP Price Forecast Turns Cautious Amid Macro Headwinds and Regulatory Uncertainty

XRP-linked ETFs recorded their first week of net outflows, with over $40 million exiting the funds, signaling reduced institutional demand and growing bearish sentiment. Geopolitical risks and trade policy uncertainty, including U.S. President Donald Trump's proposed tariffs on European NATO members, have further dampened investor confidence.

Stronger U.S. economic data and cautious Federal Reserve commentary have tempered expectations of rate cuts in 2026. The Bank of Japan's hawkish stance adds to global liquidity concerns, weakening risk appetite for cryptocurrencies. Regulatory uncertainty persists as the U.S. crypto market Structure Bill faces delays in Congress, leaving XRP vulnerable due to its history of regulatory sensitivity.

XRP Nears Critical $1.75 Support as Analysts Eye Potential Rebound to $2.60

XRP hovers near a pivotal $1.75 support level, with market watchers anticipating either a sharp rebound or further downside. The token's current price action at $1.87 represents a make-or-break moment, according to technical analysts tracking its trajectory.

Trading volume remains robust at $4.78 billion, reflecting heightened interest as XRP tests key thresholds. A decisive hold above support could fuel a V-shaped recovery targeting the $2.20-$2.60 resistance zone, while failure may trigger extended losses.

EGRAG CRYPTO's analysis identifies $3.20 as the next significant psychological barrier should bullish momentum accelerate. Market participants await confirmation of either direction, with the token's 0.89% daily decline underscoring current caution.

How High Will XRP Price Go?

Based on the confluence of technical indicators and market sentiment analysis, XRP appears poised for a measured upward move in 2026, with a realistic initial target of $2.60. Here's the breakdown:

BTCC financial analyst John summarizes: 'The path to higher prices is visible but requires navigating near-term hurdles. The bullish MACD and institutional accumulation are strong positives. The primary scenario involves XRP holding above $1.75, reclaiming its 20-day MA near $2.02, and then challenging the $2.22-2.60 zone. The negative scenario, invalidating this outlook, would be a sustained break below the $1.75 support level.'